TMUS · NASDAQ · STOCK
T-Mobile US (TMUS) Stock Analysis
$148.57
52W $147.90 – $230.65
51/100
$159.38B
15.5
0.32
Is TMUS Bullish or Bearish?
Mixed.
Innellis AI committee rates T-Mobile US Inc. (TMUS) Watch with a composite score of 51/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +9.00 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -11.00 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 18.2% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Debt-to-equity of 1.56 adds balance-sheet risk to the value case — Value
- EPS declining -9.8% YoY despite any revenue growth — Growth
- Price structure making lower highs and lower lows — Technical
- RSI at 24 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
51/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 80%
of 55 Communication Services peers
Value Analyst
neutral
56
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 18.2% shows genuine earnings power backing the valuation
− Debt-to-equity of 1.56 adds balance-sheet risk to the value case
Growth Analyst
neutral
48
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− EPS declining -9.8% YoY despite any revenue growth
Technical Analyst
neutral
41
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
bearish
33
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.56) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 52.4 to 51.0.
- Conviction changed from moderate to contested.
- Committee agreement fell notably from 67% to 50%.
- New bearish signals: 5 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) changed stance: News Analyst.
Analyst-level changes:
- News Analyst: stance neutral->bullish; score 55->62 (+6).
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: score 56->41 (-15); +4 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
23.8
Oversold
MACD Histogram
-0.338
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Bollinger %B
-0.13
Below Lower Band
Price vs Moving Averages
EMA 9
$163.10
Below
EMA 21
$167.10
Below
EMA 50
$173.08
Below
EMA 200
$189.58
Below
Fundamental Analysis
Valuation
92
Growth
75
Profitability
72
Financial Health
16
Cash Flow
70
Valuation
P/E Ratio
15.5×
P/B Ratio
2.86×
PEG Ratio
-1.57
Dividend Yield
2.75%
52W High
$230.65
52W Low
$147.90
Quality & Growth
ROE
1856.7%
ROA
501.4%
Gross Margin
5445.6%
Operating Margin
2029.9%
Revenue Growth YoY
—
Debt / Equity
2.06
AI Fundamental Assessment
P/E ratio of 15.5 (inexpensive relative to a 15-40x range); Price-to-book of 2.9x; PEG ratio of -1.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 18.6%; Return on assets of 5.0%; Net margin of 11.5%; Gross margin of 54.5%; Current ratio of 0.92 (tight short-term liquidity); Debt-to-equity of 2.06; Free cash flow per share is positive (14.63); Most recent quarter beat estimates by 13.0%; 2 consecutive earnings beats; EPS growth accelerating (+20.7% -> +31.7% QoQ); Average YoY EPS growth of 5.3%; Analyst estimates rising over recent quarters
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