NASDAQ · STOCK
U.S. Bancorp
$61.90
52W $43.46 – $63.39
67/100
$95.02B
12.4
0.99
Price History (6M)
⚠
Lean Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Executive Summary
6 analysts weighed in with 100% agreement on a bullish lean. Value Analyst: P/E of 12.2 is inexpensive for the broad market. Overall recommendation: BUY.
Executive Summary
6 analysts weighed in with 100% agreement on a bullish lean. Value Analyst: P/E of 12.2 is inexpensive for the broad market. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- Risk/reward is unfavorable: 14.2% downside vs 0.3% upside.
AI Investment Committee
Committee Consensus
As of July 09, 2026
Overall Committee Score
67/100
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.2 is inexpensive for the broad market
Growth Analyst
bullish
67
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 84.1% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bullish
63
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 54 articles, 14d)
Portfolio Manager
bullish
75
/ 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
Technical Analysis
RSI (14)
52.9
Neutral
MACD Histogram
0.114
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$52.33
Resistance
$61.17
Bollinger %B
0.65
Inside Bands
Price vs Moving Averages
EMA 9
$61.34
Above
EMA 21
$59.78
Above
EMA 50
$57.70
Above
EMA 200
$53.75
Above
Fundamental Analysis
Valuation
100
Growth
75
Profitability
57
Financial Health
65
Valuation
P/E Ratio
12.4×
P/B Ratio
1.27×
PEG Ratio
—
Dividend Yield
3.41%
52W High
$63.39
52W Low
$43.46
Quality & Growth
ROE
1221.0%
ROA
113.0%
Gross Margin
—
Operating Margin
2522.3%
Revenue Growth YoY
+8411.9%
Debt / Equity
1.20
AI Fundamental Assessment
P/E ratio of 12.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.3x; Revenue growth (YoY) of 84.1%; EPS growth (YoY) of 17.0%; Return on equity of 12.2%; Return on assets of 1.1%; Net margin of 20.0%; Debt-to-equity of 1.20; Most recent quarter beat estimates by 2.1%; 4 consecutive earnings beats; EPS growth decelerating (+3.3% -> -6.3% QoQ); Analyst estimates flat over recent quarters
Key Risks
- Risk/reward is unfavorable: 14.2% downside vs 0.3% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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