AIZ vs CM
Assurant vs Canadian Imperial Bank of Commerce — AI-powered side-by-side comparison
VS
CM
Canadian Imperial Bank of Commerce
65
Buy
| Metric | AIZ | CM |
|---|
| AI Score |
74
|
65
|
| Price |
$281.30
|
$118.90
|
| P/E Ratio |
13.24×
|
16.30×
|
| ROE |
14.9%
|
13.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
78.1%
|
53.9%
|
| Debt / Equity |
0.36×
|
2.76×
|
| Dividend Yield |
1.2%
|
2.5%
|
| RSI (14) |
54.3
|
54.0
|
| Beta |
0.543
|
1.274
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for AIZ versus CM.
AIZ leads by 9 points.
AIZ scores 74/100 (Buy) versus CM at 65/100 (Buy).
AIZ Committee View
100% agreement
4 analysts
The primary driver is 5 consecutive earnings beats -- consistent execution. The main limiting factor is 2 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Weekly RSI at 81 -- overbought on the larger timeframe too — Technical
CM Committee View
67% agreement
6 analysts
The primary driver is revenue growing 129.9% yoy -- genuine top-line momentum. The main limiting factor is debt-to-equity of 2.65 adds balance-sheet risk to the value case. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 15.2% shows genuine earnings power backing the valuation — Value
- Dividend yield of 2.6% pays you to wait — Value
- Revenue growing 129.9% YoY -- genuine top-line momentum — Growth
Bear Case
- Debt-to-equity of 2.65 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
- High leverage (debt-to-equity 2.65) amplifies downside in a stress scenario — Risk