ASB vs CFR
Associated Bank vs Frost Bank — AI-powered side-by-side comparison
ASB
Associated Bank
71
Buy
VS
| Metric | ASB | CFR |
|---|
| AI Score |
71
|
69
|
| Price |
$30.84
|
$164.06
|
| P/E Ratio |
10.67×
|
15.47×
|
| ROE |
9.5%
|
14.2%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
60.5%
|
85.8%
|
| Debt / Equity |
1.01×
|
1.17×
|
| Dividend Yield |
3.1%
|
2.5%
|
| RSI (14) |
35.6
|
38.8
|
| Beta |
0.771
|
0.519
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for ASB versus CFR.
ASB leads by 2 points.
ASB scores 71/100 (Buy) versus CFR at 69/100 (Buy).
ASB Committee View
83% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 0.9x is a discount to asset value — Value
- Dividend yield of 5.0% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
CFR Committee View
83% agreement
6 analysts
The primary driver is revenue growing 75.9% yoy -- genuine top-line momentum. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 15.0% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.7% pays you to wait — Value
- Revenue growing 75.9% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical