ASB vs CM
Associated Bank vs Canadian Imperial Bank of Commerce — AI-powered side-by-side comparison
ASB
Associated Bank
73
Buy
VS
CM
Canadian Imperial Bank of Commerce
65
Buy
| Metric | ASB | CM |
| AI Score |
73
|
65
|
| Price |
$31.89
|
$118.90
|
| P/E Ratio |
11.03×
|
16.30×
|
| ROE |
9.5%
|
13.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
60.5%
|
53.9%
|
| Debt / Equity |
1.01×
|
2.76×
|
| Dividend Yield |
3.0%
|
2.5%
|
| RSI (14) |
56.9
|
54.0
|
| Beta |
0.771
|
1.274
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for ASB versus CM.
ASB leads by 8 points.
ASB scores 73/100 (Buy) versus CM at 65/100 (Buy).
ASB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 90.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 0.9x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
CM Committee View
67% agreement
6 analysts
The primary driver is revenue growing 129.9% yoy -- genuine top-line momentum. The main limiting factor is debt-to-equity of 2.65 adds balance-sheet risk to the value case. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 15.2% shows genuine earnings power backing the valuation — Value
- Dividend yield of 2.6% pays you to wait — Value
- Revenue growing 129.9% YoY -- genuine top-line momentum — Growth
Bear Case
- Debt-to-equity of 2.65 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
- High leverage (debt-to-equity 2.65) amplifies downside in a stress scenario — Risk