ASB vs RJF
Associated Bank vs Raymond James Financial — AI-powered side-by-side comparison
ASB
Associated Bank
72
Buy
VS
RJF
Raymond James Financial
59
Buy
| Metric | ASB | RJF |
|---|
| AI Score |
72
|
59
|
| Price |
$31.28
|
$176.55
|
| P/E Ratio |
10.82×
|
15.10×
|
| ROE |
9.5%
|
17.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
60.5%
|
83.5%
|
| Debt / Equity |
1.01×
|
0.42×
|
| Dividend Yield |
3.0%
|
1.2%
|
| RSI (14) |
55.1
|
57.0
|
| Beta |
0.768
|
0.939
|
| Expected Upside |
—
|
+0.6%
|
AI Committee View
Current Innellis committee reasoning for ASB versus RJF.
ASB leads by 13 points.
ASB scores 72/100 (Buy) versus RJF at 59/100 (Buy).
ASB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 90.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 0.9x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
RJF Committee View
67% agreement
6 analysts
The primary driver is market regime is bullish (bull market -- normal position sizing). The main limiting factor is high leverage (debt-to-equity 5.14) amplifies downside in a stress scenario. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 14.7 is inexpensive for the broad market — Value
- ROE of 17.2% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- Debt-to-equity of 5.14 adds balance-sheet risk to the value case — Value
- Weekly RSI at 77 -- overbought on the larger timeframe too — Technical
- High leverage (debt-to-equity 5.14) amplifies downside in a stress scenario — Risk