BLK vs VLY
BlackRock vs Valley Bank — AI-powered side-by-side comparison
| Metric | BLK | VLY |
|---|
| AI Score |
69
|
72
|
| Price |
$1,136.84
|
$14.54
|
| P/E Ratio |
26.81×
|
12.02×
|
| ROE |
9.9%
|
7.7%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
55.7%
|
50.5%
|
| Debt / Equity |
0.26×
|
0.44×
|
| Dividend Yield |
1.9%
|
3.0%
|
| RSI (14) |
71.7
|
49.7
|
| Beta |
1.443
|
1.048
|
| Expected Upside |
+2.7%
|
+1.0%
|
AI Committee View
Current Innellis committee reasoning for BLK versus VLY.
VLY leads by 3 points.
VLY scores 72/100 (Buy) versus BLK at 69/100 (Buy).
BLK Committee View
100% agreement
4 analysts
The primary driver is 5 consecutive earnings beats -- consistent execution. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- RSI at 72 is in overbought territory — Technical
VLY Committee View
83% agreement
6 analysts
The primary driver is revenue growing 77.7% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 0.8x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical