BNY vs SSB
BNY Mellon vs South State Bank — AI-powered side-by-side comparison
VS
SSB
South State Bank
75
Strong Buy
| Metric | BNY | SSB |
|---|
| AI Score |
72
|
75
|
| Price |
$164.22
|
$110.82
|
| P/E Ratio |
18.92×
|
11.65×
|
| ROE |
12.5%
|
8.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
59.1%
|
66.5%
|
| Debt / Equity |
1.38×
|
0.17×
|
| Dividend Yield |
1.4%
|
2.2%
|
| RSI (14) |
71.0
|
79.1
|
| Beta |
1.049
|
0.713
|
| Expected Upside |
—
|
+2.4%
|
AI Committee View
Current Innellis committee reasoning for BNY versus SSB.
SSB leads by 3 points.
SSB scores 75/100 (Strong Buy) versus BNY at 72/100 (Buy).
BNY Committee View
100% agreement
5 analysts
The primary driver is eps growing 31.7% yoy. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- Price-to-book of 0.0x is a discount to asset value — Value
- EPS growing 31.7% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
Bear Case
- RSI at 71 is in overbought territory — Technical
- Weekly RSI at 86 -- overbought on the larger timeframe too — Technical
SSB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 49.5% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Revenue growing 49.5% YoY -- genuine top-line momentum — Growth
Bear Case
- RSI at 79 is in overbought territory — Technical
- Weekly RSI at 77 -- overbought on the larger timeframe too — Technical