BNY vs UBSI
BNY Mellon vs United Bankshares — AI-powered side-by-side comparison
VS
UBSI
United Bankshares
73
Buy
| Metric | BNY | UBSI |
|---|
| AI Score |
72
|
73
|
| Price |
$164.22
|
$49.00
|
| P/E Ratio |
18.92×
|
13.43×
|
| ROE |
12.5%
|
8.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
59.1%
|
67.8%
|
| Debt / Equity |
1.38×
|
0.15×
|
| Dividend Yield |
1.4%
|
3.1%
|
| RSI (14) |
71.0
|
66.0
|
| Beta |
1.049
|
0.727
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for BNY versus UBSI.
UBSI leads by 1 points.
UBSI scores 73/100 (Buy) versus BNY at 72/100 (Buy).
BNY Committee View
100% agreement
5 analysts
The primary driver is eps growing 31.7% yoy. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- Price-to-book of 0.0x is a discount to asset value — Value
- EPS growing 31.7% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
Bear Case
- RSI at 71 is in overbought territory — Technical
- Weekly RSI at 86 -- overbought on the larger timeframe too — Technical
UBSI Committee View
83% agreement
6 analysts
The primary driver is revenue growing 50.6% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 13.0 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 79 -- overbought on the larger timeframe too — Technical