CFR vs FDS
Frost Bank vs FactSet — AI-powered side-by-side comparison
| Metric | CFR | FDS |
|---|
| AI Score |
69
|
58
|
| Price |
$163.69
|
$301.04
|
| P/E Ratio |
15.49×
|
19.99×
|
| ROE |
14.2%
|
27.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
85.8%
|
51.4%
|
| Debt / Equity |
1.17×
|
0.77×
|
| Dividend Yield |
2.5%
|
1.5%
|
| RSI (14) |
41.4
|
73.9
|
| Beta |
0.519
|
0.687
|
| Expected Upside |
—
|
+0.2%
|
AI Committee View
Current Innellis committee reasoning for CFR versus FDS.
CFR leads by 11 points.
CFR scores 69/100 (Buy) versus FDS at 58/100 (Buy).
CFR Committee View
83% agreement
6 analysts
The primary driver is revenue growing 75.9% yoy -- genuine top-line momentum. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 15.0% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.7% pays you to wait — Value
- Revenue growing 75.9% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical
FDS Committee View
67% agreement
6 analysts
The primary driver is 3 consecutive earnings beats -- consistent execution. The main limiting factor is bollinger bandwidth of 15.4% signals elevated volatility. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 26.6% shows genuine earnings power backing the valuation — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- Price-to-book of 6.5x prices in significant intangible value — Value
- Weekly RSI at 76 -- overbought on the larger timeframe too — Technical
- Bollinger bandwidth of 15.4% signals elevated volatility — Risk