CNO vs TRU
CNO Financial Group vs TransUnion — AI-powered side-by-side comparison
CNO
CNO Financial Group
54
Watch
VS
| Metric | CNO | TRU |
|---|
| AI Score |
54
|
63
|
| Price |
$54.24
|
$85.01
|
| P/E Ratio |
18.25×
|
22.20×
|
| ROE |
8.7%
|
10.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
43.4%
|
55.8%
|
| Debt / Equity |
1.76×
|
1.17×
|
| Dividend Yield |
1.3%
|
0.6%
|
| RSI (14) |
51.0
|
68.6
|
| Beta |
0.817
|
1.53
|
| Expected Upside |
—
|
+1.7%
|
AI Committee View
Current Innellis committee reasoning for CNO versus TRU.
TRU leads by 9 points.
TRU scores 63/100 (Buy) versus CNO at 54/100 (Watch).
CNO Committee View
50% agreement
6 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Risk Analyst remains cautious — high leverage (debt-to-equity 1.54) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Debt-to-equity of 1.54 adds balance-sheet risk to the value case — Value
- EPS declining -12.8% YoY despite any revenue growth — Growth
- MACD histogram negative -- bearish momentum — Technical
TRU Committee View
75% agreement
4 analysts
The primary driver is price structure making higher highs and higher lows. The main limiting factor is growth rate is decelerating quarter over quarter -- the trend line matters more than the level. The committee is constructive but not yet at full conviction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth