FAF vs HIG
First American Financial Corporation vs Hartford (The) — AI-powered side-by-side comparison
FAF
First American Financial Corporation
69
Buy
VS
HIG
Hartford (The)
70
Buy
| Metric | FAF | HIG |
|---|
| AI Score |
69
|
70
|
| Price |
$72.28
|
$137.39
|
| P/E Ratio |
9.90×
|
8.91×
|
| ROE |
11.3%
|
20.2%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
76.8%
|
43.9%
|
| Debt / Equity |
0.31×
|
0.22×
|
| Dividend Yield |
3.1%
|
1.7%
|
| RSI (14) |
35.5
|
37.6
|
| Beta |
1.235
|
0.462
|
| Expected Upside |
+0.2%
|
+1.0%
|
AI Committee View
Current Innellis committee reasoning for FAF versus HIG.
HIG leads by 1 points.
HIG scores 70/100 (Buy) versus FAF at 69/100 (Buy).
FAF Committee View
83% agreement
6 analysts
The primary driver is eps growing 299.0% yoy. The main limiting factor is current ratio of 0.07 is tight -- limited short-term liquidity cushion. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 10.2 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 0.07 is tight -- limited short-term liquidity cushion — Risk
HIG Committee View
83% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.23) -- balance sheet can absorb a shock. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 8.8 is inexpensive for the broad market — Value
- ROE of 23.0% shows genuine earnings power backing the valuation — Value
- EPS growing 40.1% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical