FHI vs RJF
Federated Hermes vs Raymond James Financial — AI-powered side-by-side comparison
FHI
Federated Hermes
71
Buy
VS
RJF
Raymond James Financial
59
Buy
| Metric | FHI | RJF |
|---|
| AI Score |
71
|
59
|
| Price |
$64.20
|
$179.53
|
| P/E Ratio |
11.79×
|
15.47×
|
| ROE |
33.7%
|
17.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
71.6%
|
83.5%
|
| Debt / Equity |
0.36×
|
0.42×
|
| Dividend Yield |
2.2%
|
1.2%
|
| RSI (14) |
71.2
|
67.5
|
| Beta |
0.627
|
0.92
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for FHI versus RJF.
FHI leads by 12 points.
FHI scores 71/100 (Buy) versus RJF at 59/100 (Buy).
FHI Committee View
100% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- ROE of 34.0% shows genuine earnings power backing the valuation — Value
- 5 consecutive earnings beats -- consistent execution — Growth
Bear Case
- RSI at 71 is in overbought territory — Technical
- Weekly RSI at 75 -- overbought on the larger timeframe too — Technical
- Bollinger bandwidth of 17.4% signals elevated volatility — Risk
RJF Committee View
67% agreement
6 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — high leverage (debt-to-equity 5.14) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 18.3% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Debt-to-equity of 5.14 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 80 -- overbought on the larger timeframe too — Technical