FHI vs WTFC
Federated Hermes vs Wintrust Financial — AI-powered side-by-side comparison
FHI
Federated Hermes
71
Buy
VS
WTFC
Wintrust Financial
74
Buy
| Metric | FHI | WTFC |
|---|
| AI Score |
71
|
74
|
| Price |
$63.90
|
$153.43
|
| P/E Ratio |
11.74×
|
12.58×
|
| ROE |
33.7%
|
11.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
71.6%
|
63.6%
|
| Debt / Equity |
0.36×
|
0.58×
|
| Dividend Yield |
2.3%
|
1.4%
|
| RSI (14) |
65.9
|
37.1
|
| Beta |
0.627
|
0.845
|
| Expected Upside |
—
|
+2.6%
|
AI Committee View
Current Innellis committee reasoning for FHI versus WTFC.
WTFC leads by 3 points.
WTFC scores 74/100 (Buy) versus FHI at 71/100 (Buy).
FHI Committee View
100% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is sector concentration is already high (hhi 2974.99). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- ROE of 34.0% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.5% pays you to wait — Value
Bear Case
- RSI at 72 is in overbought territory — Technical
- Weekly RSI at 75 -- overbought on the larger timeframe too — Technical
- Bollinger bandwidth of 17.1% signals elevated volatility — Risk
WTFC Committee View
100% agreement
6 analysts
The primary driver is revenue growing 79.3% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2974.99). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Revenue growing 79.3% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram is negative (-0.175) — bearish momentum.
- Risk/reward is unfavorable: 9.7% downside vs 2.6% upside.