FHN vs UBSI
First Horizon vs United Bankshares — AI-powered side-by-side comparison
VS
UBSI
United Bankshares
73
Buy
| Metric | FHN | UBSI |
|---|
| AI Score |
71
|
73
|
| Price |
$25.47
|
$48.33
|
| P/E Ratio |
12.07×
|
13.17×
|
| ROE |
11.1%
|
8.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
75.4%
|
67.8%
|
| Debt / Equity |
0.47×
|
0.15×
|
| Dividend Yield |
2.5%
|
3.1%
|
| RSI (14) |
43.4
|
51.1
|
| Beta |
0.613
|
0.73
|
| Expected Upside |
+3.3%
|
—
|
AI Committee View
Current Innellis committee reasoning for FHN versus UBSI.
UBSI leads by 2 points.
UBSI scores 73/100 (Buy) versus FHN at 71/100 (Buy).
FHN Committee View
100% agreement
6 analysts
The primary driver is revenue growing 64.2% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 2.7% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
UBSI Committee View
100% agreement
6 analysts
The primary driver is revenue growing 50.6% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.9 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical