FISV vs HUBS
Fiserv vs HubSpot, Inc. — AI-powered side-by-side comparison
VS
HUBS
HubSpot, Inc.
54
Watch
| Metric | FISV | HUBS |
|---|
| AI Score |
69
|
54
|
| Price |
$52.70
|
$220.54
|
| P/E Ratio |
10.10×
|
77.92×
|
| ROE |
13.5%
|
2.2%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
47.2%
|
83.2%
|
| Debt / Equity |
1.04×
|
0.14×
|
| Dividend Yield |
0.0%
|
0.0%
|
| RSI (14) |
43.1
|
48.0
|
| Beta |
0.819
|
1.169
|
| Expected Upside |
+23.5%
|
—
|
AI Committee View
Current Innellis committee reasoning for FISV versus HUBS.
FISV leads by 15 points.
FISV scores 69/100 (Buy) versus HUBS at 54/100 (Watch).
FISV Committee View
75% agreement
4 analysts
The primary driver is quarter-over-quarter growth rate is accelerating, not just positive. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- MACD histogram negative -- bearish momentum — Technical
HUBS Committee View
50% agreement
4 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — bollinger bandwidth of 30.5% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 30.5% signals elevated volatility — Risk