GNTX vs HRB
Gentex vs H&R Block — AI-powered side-by-side comparison
| Metric | GNTX | HRB |
|---|
| AI Score |
68
|
58
|
| Price |
$23.66
|
$53.20
|
| P/E Ratio |
12.48×
|
9.26×
|
| ROE |
15.5%
|
624.4%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
35.0%
|
60.4%
|
| Debt / Equity |
1.46×
|
17.89×
|
| Dividend Yield |
2.0%
|
3.1%
|
| RSI (14) |
45.3
|
69.9
|
| Beta |
0.798
|
0.355
|
| Expected Upside |
+4.8%
|
+0.9%
|
AI Committee View
Current Innellis committee reasoning for GNTX versus HRB.
GNTX leads by 10 points.
GNTX scores 68/100 (Buy) versus HRB at 58/100 (Buy).
GNTX Committee View
83% agreement
6 analysts
The primary driver is 3 consecutive earnings beats -- consistent execution. The main limiting factor is price structure making lower highs and lower lows. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.3 is inexpensive for the broad market — Value
- ROE of 16.2% shows genuine earnings power backing the valuation — Value
- 3 consecutive earnings beats -- consistent execution — Growth
Bear Case
- Price structure making lower highs and lower lows — Technical
HRB Committee View
67% agreement
6 analysts
The primary driver is price structure making higher highs and higher lows. The main limiting factor is high leverage (debt-to-equity 16.80) amplifies downside in a stress scenario. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 9.1 is inexpensive for the broad market — Value
- ROE of 336.8% shows genuine earnings power backing the valuation — Value
- Dividend yield of 2.7% pays you to wait — Value
Bear Case
- Price-to-book of 82.7x prices in significant intangible value — Value
- Debt-to-equity of 16.80 adds balance-sheet risk to the value case — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth