HIG vs SSB
Hartford (The) vs South State Bank — AI-powered side-by-side comparison
HIG
Hartford (The)
70
Buy
VS
SSB
South State Bank
75
Strong Buy
| Metric | HIG | SSB |
|---|
| AI Score |
70
|
75
|
| Price |
$136.67
|
$110.82
|
| P/E Ratio |
8.84×
|
11.65×
|
| ROE |
20.2%
|
8.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
43.9%
|
66.5%
|
| Debt / Equity |
0.22×
|
0.17×
|
| Dividend Yield |
1.7%
|
2.2%
|
| RSI (14) |
36.1
|
79.1
|
| Beta |
0.462
|
0.713
|
| Expected Upside |
+1.8%
|
+2.4%
|
AI Committee View
Current Innellis committee reasoning for HIG versus SSB.
SSB leads by 5 points.
SSB scores 75/100 (Strong Buy) versus HIG at 70/100 (Buy).
HIG Committee View
83% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 8.6 is inexpensive for the broad market — Value
- ROE of 23.0% shows genuine earnings power backing the valuation — Value
- EPS growing 40.1% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
SSB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 49.5% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Revenue growing 49.5% YoY -- genuine top-line momentum — Growth
Bear Case
- RSI at 79 is in overbought territory — Technical
- Weekly RSI at 77 -- overbought on the larger timeframe too — Technical