HIG vs WTFC
Hartford (The) vs Wintrust Financial — AI-powered side-by-side comparison
HIG
Hartford (The)
70
Buy
VS
WTFC
Wintrust Financial
74
Buy
| Metric | HIG | WTFC |
|---|
| AI Score |
70
|
74
|
| Price |
$136.67
|
$160.93
|
| P/E Ratio |
8.84×
|
12.86×
|
| ROE |
20.2%
|
11.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
43.9%
|
63.6%
|
| Debt / Equity |
0.22×
|
0.58×
|
| Dividend Yield |
1.7%
|
1.3%
|
| RSI (14) |
36.1
|
59.6
|
| Beta |
0.462
|
0.845
|
| Expected Upside |
+1.8%
|
+0.3%
|
AI Committee View
Current Innellis committee reasoning for HIG versus WTFC.
WTFC leads by 4 points.
WTFC scores 74/100 (Buy) versus HIG at 70/100 (Buy).
HIG Committee View
83% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 8.6 is inexpensive for the broad market — Value
- ROE of 23.0% shows genuine earnings power backing the valuation — Value
- EPS growing 40.1% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
WTFC Committee View
100% agreement
6 analysts
The primary driver is revenue growing 79.3% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Revenue growing 79.3% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 11.7% downside vs 0.3% upside.