HOMB vs LNC
Home BancShares vs Lincoln National Corporation — AI-powered side-by-side comparison
HOMB
Home BancShares
73
Buy
VS
LNC
Lincoln National Corporation
66
Buy
| Metric | HOMB | LNC |
|---|
| AI Score |
73
|
66
|
| Price |
$31.02
|
$44.43
|
| P/E Ratio |
12.71×
|
3.70×
|
| ROE |
11.1%
|
10.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
78.5%
|
57.5%
|
| Debt / Equity |
0.20×
|
0.60×
|
| Dividend Yield |
2.7%
|
4.1%
|
| RSI (14) |
47.9
|
48.7
|
| Beta |
0.676
|
1.125
|
| Expected Upside |
+0.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for HOMB versus LNC.
HOMB leads by 7 points.
HOMB scores 73/100 (Buy) versus LNC at 66/100 (Buy).
HOMB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 51.1% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.9 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.0% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
LNC Committee View
83% agreement
6 analysts
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 3.7 is inexpensive for the broad market. Risk Analyst remains cautious — bollinger bandwidth of 21.6% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 3.7 is inexpensive for the broad market — Value
- Price-to-book of 0.8x is a discount to asset value — Value
- ROE of 22.0% shows genuine earnings power backing the valuation — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 21.6% signals elevated volatility — Risk