HOMB vs SSB
Home BancShares vs South State Bank — AI-powered side-by-side comparison
HOMB
Home BancShares
72
Buy
VS
SSB
South State Bank
74
Buy
| Metric | HOMB | SSB |
|---|
| AI Score |
72
|
74
|
| Price |
$30.74
|
$108.10
|
| P/E Ratio |
12.63×
|
11.29×
|
| ROE |
11.1%
|
8.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
78.5%
|
66.5%
|
| Debt / Equity |
0.20×
|
0.17×
|
| Dividend Yield |
2.7%
|
2.3%
|
| RSI (14) |
48.2
|
64.6
|
| Beta |
0.676
|
0.713
|
| Expected Upside |
+0.2%
|
+0.3%
|
AI Committee View
Current Innellis committee reasoning for HOMB versus SSB.
SSB leads by 2 points.
SSB scores 74/100 (Buy) versus HOMB at 72/100 (Buy).
HOMB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 51.1% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.9 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.0% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
SSB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 49.5% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.0 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Revenue growing 49.5% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 15.2% downside vs 0.3% upside.