LNC vs WTFC
Lincoln National Corporation vs Wintrust Financial — AI-powered side-by-side comparison
LNC
Lincoln National Corporation
72
Buy
VS
WTFC
Wintrust Financial
74
Buy
| Metric | LNC | WTFC |
|---|
| AI Score |
72
|
74
|
| Price |
$45.45
|
$162.40
|
| P/E Ratio |
3.77×
|
12.86×
|
| ROE |
10.8%
|
11.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
57.5%
|
63.6%
|
| Debt / Equity |
0.60×
|
0.58×
|
| Dividend Yield |
4.0%
|
1.3%
|
| RSI (14) |
56.3
|
59.5
|
| Beta |
1.125
|
0.845
|
| Expected Upside |
+3.4%
|
+0.3%
|
AI Committee View
Current Innellis committee reasoning for LNC versus WTFC.
WTFC leads by 2 points.
WTFC scores 74/100 (Buy) versus LNC at 72/100 (Buy).
LNC Committee View
83% agreement
6 analysts
The primary driver is news sentiment is positive (+0.80 across 5 articles, 14d). The main limiting factor is bollinger bandwidth of 20.5% signals elevated volatility. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 3.6 is inexpensive for the broad market — Value
- Price-to-book of 0.8x is a discount to asset value — Value
- ROE of 22.0% shows genuine earnings power backing the valuation — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 20.5% signals elevated volatility — Risk
WTFC Committee View
100% agreement
6 analysts
The primary driver is revenue growing 79.3% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Revenue growing 79.3% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 11.7% downside vs 0.3% upside.