RGA vs ZION
Reinsurance Group of America vs Zions Bancorporation — AI-powered side-by-side comparison
RGA
Reinsurance Group of America
73
Buy
VS
ZION
Zions Bancorporation
74
Buy
| Metric | RGA | ZION |
|---|
| AI Score |
73
|
74
|
| Price |
$248.47
|
$72.20
|
| P/E Ratio |
10.84×
|
9.17×
|
| ROE |
8.8%
|
12.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
25.2%
|
71.4%
|
| Debt / Equity |
0.42×
|
0.41×
|
| Dividend Yield |
1.5%
|
2.5%
|
| RSI (14) |
67.4
|
65.5
|
| Beta |
0.461
|
0.781
|
| Expected Upside |
—
|
+1.6%
|
AI Committee View
Current Innellis committee reasoning for RGA versus ZION.
ZION leads by 1 points.
ZION scores 74/100 (Buy) versus RGA at 73/100 (Buy).
RGA Committee View
100% agreement
5 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 13.2 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- EPS growing 55.9% YoY — Growth
Bear Case
- Weekly RSI at 80 -- overbought on the larger timeframe too — Technical
ZION Committee View
80% agreement
5 analysts
The primary driver is revenue growing 53.6% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 8.9 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- ROE of 16.1% shows genuine earnings power backing the valuation — Value
Bear Case
- Stochastic RSI (91.8) confirms overbought conditions.
- Risk/reward is unfavorable: 14.4% downside vs 1.6% upside.