UBSI vs WAL
United Bankshares vs Western Alliance Bancorporation — AI-powered side-by-side comparison
UBSI
United Bankshares
73
Buy
VS
WAL
Western Alliance Bancorporation
70
Buy
| Metric | UBSI | WAL |
|---|
| AI Score |
73
|
70
|
| Price |
$48.33
|
$81.34
|
| P/E Ratio |
13.17×
|
9.04×
|
| ROE |
8.5%
|
12.7%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
67.8%
|
56.6%
|
| Debt / Equity |
0.15×
|
0.95×
|
| Dividend Yield |
3.1%
|
2.0%
|
| RSI (14) |
51.1
|
45.3
|
| Beta |
0.73
|
1.331
|
| Expected Upside |
—
|
+2.3%
|
AI Committee View
Current Innellis committee reasoning for UBSI versus WAL.
UBSI leads by 3 points.
UBSI scores 73/100 (Buy) versus WAL at 70/100 (Buy).
UBSI Committee View
100% agreement
6 analysts
The primary driver is revenue growing 50.6% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.9 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
WAL Committee View
80% agreement
5 analysts
The primary driver is revenue growing 69.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 9.0 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- Revenue growing 69.9% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical