CI · NYSE · STOCK
Cigna (CI) Stock Analysis
$277.63
52W $239.51 – $315.47
55/100
$73.33B
11.4
0.32
Is CI Bullish or Bearish?
Mixed.
Innellis AI committee rates Cigna (CI) Watch with a composite score of 55/100
, based on 4 analysts with 75% agreement.
Last updated August 23, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +5.29 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -14.71 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee sees neither a compelling opportunity nor a clear risk at this stage. Conditions remain neutral — patience is warranted.
Bull & Bear Case
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- 5 consecutive earnings misses -- execution concerns — Growth
- Price structure making lower highs and lower lows — Technical
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 23, 2026
Overall Committee Score
55/100
Agreement
75%
Analysts
4
Conviction
High
Sector Rank
Top 69%
of 192 Healthcare peers
Growth Analyst
neutral
52
/ 100 · Moderate confidence
Moderate growth -- present but not remarkable
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− 5 consecutive earnings misses -- execution concerns
Technical Analyst
neutral
42
/ 100 · High confidence
Mixed or range-bound price action
− Price structure making lower highs and lower lows
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
60
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3069.37)
Investment Thesis Evolution
Committee score moved marginally from 54.8 to 54.7.
- Conviction strengthened -- analysts aligned more closely.
- Committee agreement increased sharply from 50% to 75%.
- Bullish support removed: 3 signal(s) disappeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) abstained: Risk Analyst, Value Analyst.
Analyst-level changes:
- Growth Analyst: score 58->52 (-5).
- Risk Analyst abstained (was bearish at 35).
- Value Analyst abstained (was bullish at 70).
Comparing 2026-08-22 to 2026-08-23 (1 day apart).
Technical Analysis
RSI (14)
48.1
Neutral
MACD Histogram
-0.069
Bearish Momentum
Trend Direction
Downtrend
Weekly: Sideways
Market Structure
Mixed
Support
$273.24
Resistance
$288.82
Bollinger %B
0.41
Inside Bands
Price vs Moving Averages
EMA 9
$277.55
Above
EMA 21
$279.96
Below
EMA 50
$282.50
Below
EMA 200
$284.28
Below
Fundamental Analysis
Valuation
99
Growth
39
Profitability
30
Financial Health
46
Cash Flow
70
Valuation
P/E Ratio
11.4×
P/B Ratio
1.72×
PEG Ratio
0.36
Dividend Yield
2.21%
52W High
$315.47
52W Low
$239.51
Quality & Growth
ROE
1428.1%
ROA
377.2%
Gross Margin
1166.1%
Operating Margin
345.6%
Revenue Growth YoY
—
Debt / Equity
0.75
AI Fundamental Assessment
P/E ratio of 11.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of 0.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.3%; Return on assets of 3.8%; Net margin of 2.3%; Gross margin of 11.7%; Current ratio of 0.85 (tight short-term liquidity); Debt-to-equity of 0.75; Free cash flow per share is positive (34.52); Most recent quarter missed estimates by 0.6%; 5 consecutive earnings misses; EPS growth accelerating (-3.6% -> -0.1% QoQ); Average YoY EPS growth of 8.1%; Analyst estimates falling over recent quarters
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