ELV · NYSE · STOCK
Elevance Health (ELV) Stock Analysis
$402.93
52W $274.84 – $436.24
55/100
$86.86B
17.8
0.69
Is ELV Bullish or Bearish?
Mixed.
Innellis AI committee rates Elevance Health (ELV) Watch with a composite score of 55/100
, based on 6 analysts with 50% agreement.
Last updated August 24, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +5.49 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -14.51 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Technical Analyst sees a compelling case — price structure making higher highs and higher lows. Risk Analyst remains cautious — current ratio of 0.19 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- 4 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- EPS declining -4.2% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Current ratio of 0.19 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 24, 2026
Overall Committee Score
55/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 70%
of 192 Healthcare peers
Value Analyst
neutral
58
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
Growth Analyst
neutral
44
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 4 consecutive earnings beats -- consistent execution
− EPS declining -4.2% YoY despite any revenue growth
Technical Analyst
bullish
68
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.19 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3069.37)
Investment Thesis Evolution
Committee score moved marginally from 54.5 to 54.5.
Comparing 2026-08-23 to 2026-08-24 (1 day apart).
Technical Analysis
RSI (14)
59.7
Neutral
MACD Histogram
1.387
Bullish Momentum
Trend Direction
Uptrend
Weekly: Sideways
Market Structure
Mixed
Support
$398.52
Resistance
$402.04
Bollinger %B
0.80
Inside Bands
Price vs Moving Averages
EMA 9
$396.41
Above
EMA 21
$393.75
Above
EMA 50
$390.73
Above
EMA 200
$368.42
Above
Fundamental Analysis
Valuation
94
Growth
59
Profitability
43
Financial Health
95
Cash Flow
70
Valuation
P/E Ratio
17.8×
P/B Ratio
1.94×
PEG Ratio
-3.96
Dividend Yield
1.71%
52W High
$436.24
52W Low
$274.84
Quality & Growth
ROE
1290.3%
ROA
466.0%
Gross Margin
3895.2%
Operating Margin
351.1%
Revenue Growth YoY
—
Debt / Equity
0.69
AI Fundamental Assessment
P/E ratio of 17.8 (inexpensive relative to a 15-40x range); Price-to-book of 1.9x; PEG ratio of -4.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 12.9%; Return on assets of 4.7%; Net margin of 2.5%; Gross margin of 39.0%; Current ratio of 2.05 (healthy short-term liquidity); Debt-to-equity of 0.69; Free cash flow per share is positive (28.86); Most recent quarter beat estimates by 18.9%; 4 consecutive earnings beats; EPS growth decelerating (+277.8% -> -40.8% QoQ); Average YoY EPS growth of -15.7%; Analyst estimates rising over recent quarters
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