NASDAQ · STOCK
UnitedHealth Group
$425.57
52W $234.60 – $430.20
50/100
$387,460
32.2
0.63
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Daily uptrend conflicts with weekly downtrend — buying against the higher timeframe trend is higher risk.
- Higher Highs / Higher Lows structure confirms bullish price action.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
AI Investment Committee
Committee Consensus
As of July 08, 2026
Overall Committee Score
50/100
The AI Investment Committee is an ensemble of six specialized analytical agents: Value Analyst, Technical Analyst, Growth Analyst, Risk Analyst, Macro Analyst, and News Analyst. Each agent independently evaluates UNH using dedicated data signals, then the committee aggregates their verdicts into a final score and recommendation. This multi-agent approach reduces individual model bias and provides a more balanced investment assessment.
Technical Analysis
RSI (14)
63.1
Neutral
MACD Histogram
0.068
Bullish Momentum
Trend Direction
Uptrend
Weekly: Downtrend
Market Structure
Hh Hl
Support
$304.58
Resistance
$553.75
Bollinger %B
0.87
Inside Bands
Price vs Moving Averages
EMA 9
$421.43
Above
EMA 21
$412.62
Above
EMA 50
$390.73
Above
EMA 200
$355.64
Above
Fundamental Analysis
Valuation
53
Growth
29
Profitability
38
Financial Health
46
Valuation
P/E Ratio
32.2×
P/B Ratio
3.18×
PEG Ratio
—
Dividend Yield
2.17%
52W High
$430.20
52W Low
$234.60
Quality & Growth
ROE
1240.0%
ROA
387.0%
Gross Margin
—
Operating Margin
412.0%
Revenue Growth YoY
+967.0%
Debt / Equity
0.83
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 32.2 (rich relative to a 15-40x range); Price-to-book of 3.2x; Revenue growth (YoY) of 9.7%; EPS growth (YoY) of -44.6%; Return on equity of 12.4%; Return on assets of 3.9%; Net margin of 2.7%; Current ratio of 0.89 (tight short-term liquidity); Debt-to-equity of 0.83; Earnings-history trend unavailable; growth based on TTM year-over-year only.
Key Risks
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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