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ACIW vs FISV

ACI Worldwide, Inc. vs Fiserv — AI-powered side-by-side comparison
ACIW
ACI Worldwide, Inc.
54
Watch
VS
FISV
Fiserv
69
Buy
MetricACIWFISV
AI Score 54 69
Price $52.27 $52.70
P/E Ratio 23.75× 10.10×
ROE 14.9% 13.5%
Revenue Growth YoY
Gross Margin 49.1% 47.2%
Debt / Equity 0.57× 1.04×
Dividend Yield 0.0% 0.0%
RSI (14) 26.1 43.1
Beta 0.99 0.819
Expected Upside +23.5%

AI Committee View

Current Innellis committee reasoning for ACIW versus FISV.
FISV leads by 15 points.

FISV scores 69/100 (Buy) versus ACIW at 54/100 (Watch).

ACIW Committee View
50% agreement
4 analysts

The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — bollinger bandwidth of 15.1% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.

Bull Case
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
  • News sentiment is positive (+0.27 across 25 articles, 14d) — News
Bear Case
  • RSI at 26 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
  • MACD histogram negative -- bearish momentum — Technical
  • Price trading below the lower Bollinger Band -- stretched to the downside — Technical
FISV Committee View
75% agreement
4 analysts

The primary driver is quarter-over-quarter growth rate is accelerating, not just positive. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.

Bull Case
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
Want the full breakdown?
Committee votes, technicals, and trade plans for both companies.
ACIW Full Analysis FISV Full Analysis