ACIW · NASDAQ · STOCK
ACI Worldwide (ACIW) Stock Analysis
$50.94
52W $38.05 – $61.08
60/100
$5.17B
23.1
0.99
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is ACIW Bullish or Bearish?
Bullish.
Innellis AI committee rates ACI Worldwide, Inc. (ACIW) Buy with a composite score of 60/100
, based on 5 analysts with 60% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +14.64 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -5.36 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is news sentiment is positive (+0.29 across 7 articles, 14d). The main limiting factor is sector concentration is already high (hhi 2796.97). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- ROE of 15.1% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- News sentiment is positive (+0.29 across 7 articles, 14d) — News
Bear Case
- EPS declining -7.5% YoY despite any revenue growth — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
60/100
Agreement
60%
Analysts
5
Conviction
Moderate
Sector Rank
Top 36%
of 287 Technology peers
Value Analyst
bullish
63
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ ROE of 15.1% shows genuine earnings power backing the valuation
Growth Analyst
neutral
48
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− EPS declining -7.5% YoY despite any revenue growth
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
67
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.29 across 7 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 60.4 to 60.4.
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
58.4
Neutral
MACD Histogram
0.289
Bullish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Mixed
Support
$47.22
Resistance
$54.26
Bollinger %B
0.66
Inside Bands
Price vs Moving Averages
EMA 9
$50.51
Above
EMA 21
$50.65
Above
EMA 50
$51.25
Below
EMA 200
$48.90
Above
Fundamental Analysis
Valuation
79
Growth
64
Profitability
71
Financial Health
81
Cash Flow
70
Valuation
P/E Ratio
23.1×
P/B Ratio
3.45×
PEG Ratio
-2.77
Dividend Yield
0.00%
52W High
$61.08
52W Low
$38.05
Quality & Growth
ROE
1492.1%
ROA
730.0%
Gross Margin
4908.2%
Operating Margin
1860.7%
Revenue Growth YoY
—
Debt / Equity
0.57
AI Fundamental Assessment
P/E ratio of 23.1 (inexpensive relative to a 15-40x range); Price-to-book of 3.4x; PEG ratio of -2.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.9%; Return on assets of 7.3%; Net margin of 12.4%; Gross margin of 49.1%; Current ratio of 1.58 (healthy short-term liquidity); Debt-to-equity of 0.57; Free cash flow per share is positive (3.49); Most recent quarter beat estimates by 3.0%; 2 consecutive earnings beats; EPS growth accelerating (-40.3% -> -16.2% QoQ); Analyst estimates falling over recent quarters
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