ACIW · NASDAQ · STOCK
ACI Worldwide, Inc.
$52.27
52W $38.05 – $61.08
54/100
$5.31B
23.7
0.99
Is ACIW Bullish or Bearish?
Mixed.
Innellis AI committee rates ACI Worldwide, Inc. (ACIW) Watch with a composite score of 54/100
, based on 4 analysts with 50% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +5.75 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -14.25 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — bollinger bandwidth of 15.1% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.27 across 25 articles, 14d) — News
Bear Case
- RSI at 26 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
- Bollinger bandwidth of 15.1% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
54/100
Agreement
50%
Analysts
4
Conviction
Contested
Sector Rank
Top 86%
of 284 Technology peers
Technical Analyst
bearish
38
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 26 is in oversold territory (could mean either capitulation or a bounce setup)
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 15.1% signals elevated volatility
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.27 across 25 articles, 14d)
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
26.1
Oversold
MACD Histogram
-1.013
Bearish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Hh Hl
Support
$47.22
Resistance
$54.26
Bollinger %B
-0.01
Below Lower Band
Price vs Moving Averages
EMA 9
$55.01
Below
EMA 21
$55.29
Below
EMA 50
$52.43
Below
EMA 200
$47.63
Above
Fundamental Analysis
Valuation
78
Profitability
71
Financial Health
81
Cash Flow
70
Valuation
P/E Ratio
23.7×
P/B Ratio
3.54×
PEG Ratio
-2.85
Dividend Yield
0.00%
52W High
$61.08
52W Low
$38.05
Quality & Growth
ROE
1492.1%
ROA
730.0%
Gross Margin
4908.2%
Operating Margin
1860.7%
Revenue Growth YoY
—
Debt / Equity
0.57
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 23.7 (inexpensive relative to a 15-40x range); Price-to-book of 3.5x; PEG ratio of -2.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.9%; Return on assets of 7.3%; Net margin of 12.4%; Gross margin of 49.1%; Current ratio of 1.58 (healthy short-term liquidity); Debt-to-equity of 0.57; Free cash flow per share is positive (3.49); Earnings-history trend unavailable; growth based on TTM year-over-year only.
Get the Full ACIW Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →