AFRM vs UPST

Affirm Holdings vs Upstart Holdings — AI-powered side-by-side comparison
AFRM
Affirm Holdings
60
Lean Buy
VS
UPST
Upstart Holdings
51
Hold
MetricAFRMUPST
AI Score 60 51
Price $81.30 $31.80
P/E Ratio 72.66× 63.99×
ROE 11.2% 7.3%
Revenue Growth YoY 32.1% 57.7%
Gross Margin 92.5% 82.2%
Debt / Equity 2.48× 2.29×
Dividend Yield
RSI (14) 53.0 36.6
Beta 3.6449 2.1961
Expected Upside +2.9% +13.3%
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Committee votes, technicals, and trade plans for both companies.
AFRM Full Analysis UPST Full Analysis