ASB vs MA
Associated Bank vs Mastercard Inc. — AI-powered side-by-side comparison
ASB
Associated Bank
72
Buy
VS
MA
Mastercard Inc.
70
Buy
| Metric | ASB | MA |
| AI Score |
72
|
70
|
| Price |
$31.28
|
$562.87
|
| P/E Ratio |
10.82×
|
30.91×
|
| ROE |
9.5%
|
193.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
60.5%
|
82.7%
|
| Debt / Equity |
1.01×
|
4.39×
|
| Dividend Yield |
3.0%
|
0.6%
|
| RSI (14) |
55.1
|
52.9
|
| Beta |
0.768
|
0.729
|
| Expected Upside |
—
|
+2.5%
|
AI Committee View
Current Innellis committee reasoning for ASB versus MA.
ASB leads by 2 points.
ASB scores 72/100 (Buy) versus MA at 70/100 (Buy).
ASB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 90.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 0.9x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
MA Committee View
100% agreement
4 analysts
The primary driver is 3 consecutive earnings beats -- consistent execution. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical