BEN vs UMBF
Franklin Resources vs UMB Financial Corp. — AI-powered side-by-side comparison
BEN
Franklin Resources
62
Buy
VS
UMBF
UMB Financial Corp.
68
Buy
| Metric | BEN | UMBF |
|---|
| AI Score |
62
|
68
|
| Price |
$34.63
|
$143.98
|
| P/E Ratio |
23.08×
|
11.92×
|
| ROE |
4.3%
|
9.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
67.6%
|
58.5%
|
| Debt / Equity |
1.42×
|
0.44×
|
| Dividend Yield |
3.8%
|
1.2%
|
| RSI (14) |
66.4
|
33.4
|
| Beta |
1.574
|
0.788
|
| Expected Upside |
+3.7%
|
—
|
AI Committee View
Current Innellis committee reasoning for BEN versus UMBF.
UMBF leads by 6 points.
UMBF scores 68/100 (Buy) versus BEN at 62/100 (Buy).
BEN Committee View
83% agreement
6 analysts
The primary driver is news sentiment is positive (+0.42 across 12 articles, 14d). The main limiting factor is current ratio of 1.00 is tight -- limited short-term liquidity cushion. The committee is constructive but not yet at full conviction.
Bull Case
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 5.0% pays you to wait — Value
- EPS growing 152.8% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 1.00 is tight -- limited short-term liquidity cushion — Risk
UMBF Committee View
100% agreement
5 analysts
The primary driver is p/e of 12.1 is inexpensive for the broad market. The main limiting factor is sector concentration is already high (hhi 3063.01). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.1 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 72.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical