BPOP vs ITUB
Popular, Inc. vs Itaú Unibanco Holding S.A. — AI-powered side-by-side comparison
BPOP
Popular, Inc.
72
Buy
VS
ITUB
Itaú Unibanco Holding S.A.
56
Watch
| Metric | BPOP | ITUB |
|---|
| AI Score |
72
|
56
|
| Price |
$174.94
|
$7.49
|
| P/E Ratio |
11.80×
|
9.18×
|
| ROE |
13.3%
|
21.9%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
69.0%
|
35.9%
|
| Debt / Equity |
0.23×
|
4.70×
|
| Dividend Yield |
1.7%
|
9.0%
|
| RSI (14) |
55.1
|
18.3
|
| Beta |
0.624
|
0.159
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for BPOP versus ITUB.
BPOP leads by 16 points.
BPOP scores 72/100 (Buy) versus ITUB at 56/100 (Watch).
BPOP Committee View
83% agreement
6 analysts
The primary driver is revenue growing 34.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- ROE of 15.4% shows genuine earnings power backing the valuation — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 81 -- overbought on the larger timeframe too — Technical
ITUB Committee View
50% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 47.2% yoy -- genuine top-line momentum. Risk Analyst remains cautious — high leverage (debt-to-equity 4.88) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 10.1 is inexpensive for the broad market — Value
- ROE of 22.0% shows genuine earnings power backing the valuation — Value
- Revenue growing 47.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Debt-to-equity of 4.88 adds balance-sheet risk to the value case — Value
- RSI at 18 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical