BPOP · NASDAQ · STOCK
Popular (BPOP) Stock Analysis
$156.28
52W $108.74 – $179.24
71/100
$9.98B
10.5
0.65
Is BPOP Bullish or Bearish?
Bullish.
Innellis AI committee rates Popular, Inc. (BPOP) Buy with a composite score of 71/100
, based on 6 analysts with 83% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +4.37 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -15.63 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 34.9% yoy -- genuine top-line momentum. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 10.3 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- ROE of 15.4% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.4% pays you to wait — Value
- Revenue growing 34.9% YoY -- genuine top-line momentum — Growth
- EPS growing 43.6% YoY — Growth
Bear Case
Insufficient data for bear case.
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
71/100
Agreement
83%
Analysts
6
Conviction
High
Sector Rank
Top 2%
of 211 Financial Services peers
Value Analyst
bullish
76
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 10.3 is inexpensive for the broad market
Growth Analyst
bullish
84
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 34.9% YoY -- genuine top-line momentum
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.21) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 70.6 to 70.6.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
36.9
Neutral
MACD Histogram
0.060
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$142.53
Resistance
$179.24
Bollinger %B
0.24
Inside Bands
Price vs Moving Averages
EMA 9
$157.24
Below
EMA 21
$159.73
Below
EMA 50
$163.08
Below
EMA 200
$151.96
Above
Fundamental Analysis
Valuation
100
Growth
87
Profitability
69
Financial Health
50
Cash Flow
70
Valuation
P/E Ratio
10.5×
P/B Ratio
1.55×
PEG Ratio
0.24
Dividend Yield
2.02%
52W High
$179.24
52W Low
$108.74
Quality & Growth
ROE
1333.2%
ROA
110.6%
Gross Margin
6898.4%
Operating Margin
2537.7%
Revenue Growth YoY
—
Debt / Equity
0.25
AI Fundamental Assessment
P/E ratio of 10.5 (inexpensive relative to a 15-40x range); Price-to-book of 1.6x; PEG ratio of 0.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 13.3%; Return on assets of 1.1%; Net margin of 21.5%; Gross margin of 69.0%; Current ratio of 0.49 (tight short-term liquidity); Debt-to-equity of 0.25; Free cash flow per share is positive (12.64); Most recent quarter beat estimates by 14.4%; 4 consecutive earnings beats; EPS growth accelerating (+7.1% -> +15.1% QoQ); Analyst estimates rising over recent quarters
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