BPOP · NASDAQ · STOCK
Popular, Inc.
$174.94
52W $108.74 – $179.00
72/100
$11.17B
11.8
0.62
Is BPOP Bullish or Bearish?
Bullish.
Innellis AI committee rates Popular, Inc. (BPOP) Buy with a composite score of 72/100
, based on 6 analysts with 83% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +2.92 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -17.08 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is revenue growing 34.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull & Bear Case
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- ROE of 15.4% shows genuine earnings power backing the valuation — Value
- Revenue growing 34.9% YoY -- genuine top-line momentum — Growth
- EPS growing 43.6% YoY — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 81 -- overbought on the larger timeframe too — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
72/100
Agreement
83%
Analysts
6
Conviction
High
Sector Rank
Top 7%
of 209 Financial Services peers
Value Analyst
bullish
76
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 11.6 is inexpensive for the broad market
Growth Analyst
bullish
85
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 34.9% YoY -- genuine top-line momentum
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
75
/ 100 · Moderate confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.21) -- balance sheet can absorb a shock
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
55.1
Neutral
MACD Histogram
-0.422
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.68
Inside Bands
Price vs Moving Averages
EMA 9
$174.64
Above
EMA 21
$172.82
Above
EMA 50
$166.73
Above
EMA 200
$145.49
Above
Fundamental Analysis
Valuation
99
Profitability
69
Financial Health
50
Cash Flow
70
Valuation
P/E Ratio
11.8×
P/B Ratio
1.74×
PEG Ratio
0.27
Dividend Yield
1.72%
52W High
$179.00
52W Low
$108.74
Quality & Growth
ROE
1333.2%
ROA
110.6%
Gross Margin
6898.4%
Operating Margin
2537.7%
Revenue Growth YoY
—
Debt / Equity
0.23
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 11.8 (inexpensive relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 13.3%; Return on assets of 1.1%; Net margin of 21.5%; Gross margin of 69.0%; Current ratio of 0.49 (tight short-term liquidity); Debt-to-equity of 0.23; Free cash flow per share is positive (8.10); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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