BPOP · NASDAQ · STOCK
Popular (BPOP) Stock Analysis
$171.31
52W $108.74 – $179.24
71/100
$10.94B
11.6
0.61
Is BPOP Bullish or Bearish?
Bullish.
Innellis AI committee rates Popular, Inc. (BPOP) Buy with a composite score of 71/100
, based on 6 analysts with 67% agreement.
Last updated September 06, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +4.03 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -15.97 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is revenue growing 34.9% yoy -- genuine top-line momentum. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- ROE of 15.4% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.4% pays you to wait — Value
- Revenue growing 34.9% YoY -- genuine top-line momentum — Growth
- EPS growing 43.6% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 06, 2026
Overall Committee Score
71/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 16%
of 211 Financial Services peers
Value Analyst
bullish
76
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 11.3 is inexpensive for the broad market
Growth Analyst
bullish
84
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 34.9% YoY -- genuine top-line momentum
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.21) -- balance sheet can absorb a shock
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2704.43)
Investment Thesis Evolution
Committee score moved marginally from 71.0 to 71.0.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- Value Analyst: +1 bullish signal(s).
Comparing 2026-09-05 to 2026-09-06 (1 day apart).
Technical Analysis
RSI (14)
54.5
Neutral
MACD Histogram
-0.199
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.46
Inside Bands
Price vs Moving Averages
EMA 9
$170.32
Above
EMA 21
$171.03
Above
EMA 50
$168.97
Above
EMA 200
$149.76
Above
Fundamental Analysis
Valuation
99
Growth
87
Profitability
69
Financial Health
50
Cash Flow
70
Valuation
P/E Ratio
11.6×
P/B Ratio
1.70×
PEG Ratio
0.26
Dividend Yield
1.75%
52W High
$179.24
52W Low
$108.74
Quality & Growth
ROE
1333.2%
ROA
110.6%
Gross Margin
6898.4%
Operating Margin
2537.7%
Revenue Growth YoY
—
Debt / Equity
0.25
AI Fundamental Assessment
P/E ratio of 11.6 (inexpensive relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 13.3%; Return on assets of 1.1%; Net margin of 21.5%; Gross margin of 69.0%; Current ratio of 0.49 (tight short-term liquidity); Debt-to-equity of 0.25; Free cash flow per share is positive (12.64); Most recent quarter beat estimates by 14.4%; 4 consecutive earnings beats; EPS growth accelerating (+7.1% -> +15.1% QoQ); Analyst estimates rising over recent quarters
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