CFR vs PGR
Frost Bank vs Progressive Corporation — AI-powered side-by-side comparison
VS
PGR
Progressive Corporation
54
Watch
| Metric | CFR | PGR |
|---|
| AI Score |
69
|
54
|
| Price |
$162.51
|
$221.38
|
| P/E Ratio |
15.49×
|
11.21×
|
| ROE |
14.2%
|
37.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
85.8%
|
26.9%
|
| Debt / Equity |
1.17×
|
0.24×
|
| Dividend Yield |
2.5%
|
6.2%
|
| RSI (14) |
41.4
|
70.1
|
| Beta |
0.519
|
0.257
|
| Expected Upside |
—
|
+5.9%
|
AI Committee View
Current Innellis committee reasoning for CFR versus PGR.
CFR leads by 15 points.
CFR scores 69/100 (Buy) versus PGR at 54/100 (Watch).
CFR Committee View
83% agreement
6 analysts
The primary driver is revenue growing 75.9% yoy -- genuine top-line momentum. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 15.0% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.7% pays you to wait — Value
- Revenue growing 75.9% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical
PGR Committee View
50% agreement
4 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Growth Analyst remains cautious — growth rate is decelerating quarter over quarter -- the trend line matters more than the level. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth