CNO vs SF
CNO Financial Group vs Stifel — AI-powered side-by-side comparison
CNO
CNO Financial Group
54
Watch
VS
| Metric | CNO | SF |
|---|
| AI Score |
54
|
67
|
| Price |
$54.27
|
$79.72
|
| P/E Ratio |
18.26×
|
8.89×
|
| ROE |
8.7%
|
11.4%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
43.4%
|
84.9%
|
| Debt / Equity |
1.76×
|
0.14×
|
| Dividend Yield |
1.3%
|
1.8%
|
| RSI (14) |
50.9
|
36.0
|
| Beta |
0.817
|
0.992
|
| Expected Upside |
—
|
+3.7%
|
AI Committee View
Current Innellis committee reasoning for CNO versus SF.
SF leads by 13 points.
SF scores 67/100 (Buy) versus CNO at 54/100 (Watch).
CNO Committee View
50% agreement
6 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Risk Analyst remains cautious — high leverage (debt-to-equity 1.54) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Debt-to-equity of 1.54 adds balance-sheet risk to the value case — Value
- EPS declining -12.8% YoY despite any revenue growth — Growth
- MACD histogram negative -- bearish momentum — Technical
SF Committee View
75% agreement
4 analysts
The primary driver is 5 consecutive earnings beats -- consistent execution. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical