COF vs HIG
Capital One vs Hartford (The) — AI-powered side-by-side comparison
VS
HIG
Hartford (The)
70
Buy
| Metric | COF | HIG |
|---|
| AI Score |
71
|
70
|
| Price |
$217.75
|
$141.72
|
| P/E Ratio |
13.48×
|
9.18×
|
| ROE |
2.2%
|
20.2%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
66.2%
|
43.9%
|
| Debt / Equity |
0.40×
|
0.22×
|
| Dividend Yield |
1.4%
|
1.6%
|
| RSI (14) |
61.4
|
56.1
|
| Beta |
1.016
|
0.462
|
| Expected Upside |
+4.8%
|
+0.6%
|
AI Committee View
Current Innellis committee reasoning for COF versus HIG.
COF leads by 1 points.
COF scores 71/100 (Buy) versus HIG at 70/100 (Buy).
COF Committee View
80% agreement
5 analysts
The primary driver is revenue growing 38.2% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.7 is inexpensive for the broad market — Value
- Price-to-book of 1.4x is a discount to asset value — Value
- Revenue growing 38.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
HIG Committee View
83% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.23) -- balance sheet can absorb a shock. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 8.9 is inexpensive for the broad market — Value
- ROE of 23.0% shows genuine earnings power backing the valuation — Value
- EPS growing 40.1% YoY — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical