COLB vs KEY
Columbia Banking System vs KeyCorp — AI-powered side-by-side comparison
COLB
Columbia Banking System
73
Buy
VS
| Metric | COLB | KEY |
|---|
| AI Score |
73
|
73
|
| Price |
$32.70
|
$23.31
|
| P/E Ratio |
12.97×
|
13.47×
|
| ROE |
7.0%
|
9.0%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
71.0%
|
64.5%
|
| Debt / Equity |
0.65×
|
0.74×
|
| Dividend Yield |
4.5%
|
3.5%
|
| RSI (14) |
70.8
|
67.2
|
| Beta |
0.659
|
1.032
|
| Expected Upside |
+0.4%
|
+0.1%
|
AI Committee View
Current Innellis committee reasoning for COLB versus KEY.
The committee scores are tied.
COLB and KEY both score 73/100.
COLB Committee View
100% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.08) -- balance sheet can absorb a shock. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.9 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 4.6% pays you to wait — Value
Bear Case
- EPS declining -11.5% YoY despite any revenue growth — Growth
- RSI at 71 is in overbought territory — Technical
KEY Committee View
100% agreement
6 analysts
The primary driver is p/e of 12.1 is inexpensive for the broad market. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.1 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 3.6% pays you to wait — Value
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth