KEY · NYSE · STOCK
KeyCorp (KEY) Stock Analysis
$22.18
52W $16.47 – $24.07
66/100
$23.88B
12.8
1.03
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is KEY Bullish or Bearish?
Bullish.
Innellis AI committee rates KeyCorp (KEY) Buy with a composite score of 66/100
, based on 5 analysts with 80% agreement.
Last updated September 05, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.28 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.72 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is p/e of 11.6 is inexpensive for the broad market. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 6.8% pays you to wait — Value
- Revenue growing 57.1% YoY -- genuine top-line momentum — Growth
- EPS growing 2512.2% YoY — Growth
- 5 consecutive earnings beats -- consistent execution — Growth
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 05, 2026
Overall Committee Score
66/100
Agreement
80%
Analysts
5
Conviction
High
Sector Rank
Top 27%
of 211 Financial Services peers
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 11.6 is inexpensive for the broad market
Growth Analyst
bullish
71
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 57.1% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 19 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3059.07)
Investment Thesis Evolution
Committee score moved marginally from 65.7 to 65.7.
Comparing 2026-09-04 to 2026-09-05 (1 day apart).
Technical Analysis
RSI (14)
52.5
Neutral
MACD Histogram
-0.033
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$20.58
Resistance
$22.54
Bollinger %B
0.43
Inside Bands
Price vs Moving Averages
EMA 9
$21.89
Above
EMA 21
$22.17
Above
EMA 50
$22.37
Below
EMA 200
$21.37
Above
Fundamental Analysis
Valuation
100
Growth
75
Profitability
63
Financial Health
44
Cash Flow
70
Valuation
P/E Ratio
12.8×
P/B Ratio
1.20×
PEG Ratio
0.00
Dividend Yield
3.71%
52W High
$24.07
52W Low
$16.47
Quality & Growth
ROE
897.4%
ROA
99.2%
Gross Margin
6447.5%
Operating Margin
1805.3%
Revenue Growth YoY
—
Debt / Equity
0.74
AI Fundamental Assessment
P/E ratio of 12.8 (inexpensive relative to a 15-40x range); Price-to-book of 1.2x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 9.0%; Return on assets of 1.0%; Net margin of 19.4%; Gross margin of 64.5%; Current ratio of 0.35 (tight short-term liquidity); Debt-to-equity of 0.74; Free cash flow per share is positive (0.90); Most recent quarter beat estimates by 3.1%; 5 consecutive earnings beats; EPS growth decelerating (+7.3% -> +0.0% QoQ); Average YoY EPS growth of 25.7%; Analyst estimates rising over recent quarters
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