CPAY vs DOCN
Corpay vs DigitalOcean — AI-powered side-by-side comparison
VS
DOCN
DigitalOcean
58
Watch
| Metric | CPAY | DOCN |
|---|
| AI Score |
61
|
58
|
| Price |
$406.94
|
$115.11
|
| P/E Ratio |
24.77×
|
44.67×
|
| ROE |
27.5%
|
-903.7%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
73.3%
|
57.2%
|
| Debt / Equity |
3.00×
|
1.61×
|
| Dividend Yield |
0.0%
|
0.0%
|
| RSI (14) |
58.7
|
36.2
|
| Beta |
0.869
|
1.586
|
| Expected Upside |
—
|
+18.5%
|
AI Committee View
Current Innellis committee reasoning for CPAY versus DOCN.
CPAY leads by 3 points.
CPAY scores 61/100 (Buy) versus DOCN at 58/100 (Watch).
CPAY Committee View
67% agreement
6 analysts
The primary driver is quarter-over-quarter growth rate is accelerating, not just positive. The main limiting factor is price-to-book of 5.4x prices in significant intangible value. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 30.4% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Price-to-book of 5.4x prices in significant intangible value — Value
- Debt-to-equity of 2.58 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
DOCN Committee View
40% agreement
5 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — 5 consecutive earnings beats -- consistent execution. Risk Analyst remains cautious — bollinger bandwidth of 26.2% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 26.2% signals elevated volatility — Risk