CPAY vs ROP
Corpay vs Roper Technologies — AI-powered side-by-side comparison
VS
ROP
Roper Technologies
61
Buy
| Metric | CPAY | ROP |
|---|
| AI Score |
59
|
61
|
| Price |
$406.94
|
$413.35
|
| P/E Ratio |
24.77×
|
17.15×
|
| ROE |
27.5%
|
7.7%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
73.3%
|
69.5%
|
| Debt / Equity |
3.00×
|
0.61×
|
| Dividend Yield |
0.0%
|
0.9%
|
| RSI (14) |
58.7
|
68.5
|
| Beta |
0.869
|
0.737
|
| Expected Upside |
—
|
+9.9%
|
AI Committee View
Current Innellis committee reasoning for CPAY versus ROP.
ROP leads by 2 points.
ROP scores 61/100 (Buy) versus CPAY at 59/100 (Buy).
CPAY Committee View
67% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — quarter-over-quarter growth rate is accelerating, not just positive. Risk Analyst remains cautious — high leverage (debt-to-equity 2.58) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 30.4% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Price-to-book of 5.4x prices in significant intangible value — Value
- Debt-to-equity of 2.58 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
ROP Committee View
67% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 69.5% yoy. Risk Analyst remains cautious — current ratio of 0.52 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- EPS growing 69.5% YoY — Growth
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- Weekly RSI at 78 -- overbought on the larger timeframe too — Technical
- Current ratio of 0.52 is tight -- limited short-term liquidity cushion — Risk