CPAY vs WDC
Corpay vs Western Digital — AI-powered side-by-side comparison
VS
WDC
Western Digital
64
Buy
| Metric | CPAY | WDC |
|---|
| AI Score |
71
|
64
|
| Price |
$393.20
|
$434.57
|
| P/E Ratio |
23.60×
|
15.99×
|
| ROE |
27.5%
|
106.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
73.3%
|
48.9%
|
| Debt / Equity |
2.35×
|
0.12×
|
| Dividend Yield |
0.0%
|
0.1%
|
| RSI (14) |
61.8
|
31.7
|
| Beta |
0.881
|
2.166
|
| Expected Upside |
+1.9%
|
+84.0%
|
AI Committee View
Current Innellis committee reasoning for CPAY versus WDC.
CPAY leads by 7 points.
CPAY scores 71/100 (Buy) versus WDC at 64/100 (Buy).
CPAY Committee View
100% agreement
4 analysts
The primary driver is quarter-over-quarter growth rate is accelerating, not just positive. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Risk/reward is unfavorable: 14.7% downside vs 1.9% upside.
WDC Committee View
50% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- ROE of 117.8% shows genuine earnings power backing the valuation — Value
- Revenue growing 35.7% YoY -- genuine top-line momentum — Growth
- EPS growing 363.8% YoY — Growth
Bear Case
- Price-to-book of 22.5x prices in significant intangible value — Value
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 32.0% signals elevated volatility — Risk