EFX vs URI
Equifax vs United Rentals — AI-powered side-by-side comparison
VS
URI
United Rentals
52
Watch
| Metric | EFX | URI |
|---|
| AI Score |
55
|
52
|
| Price |
$190.57
|
$1,056.55
|
| P/E Ratio |
33.49×
|
25.40×
|
| ROE |
14.3%
|
27.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
44.4%
|
37.1%
|
| Debt / Equity |
1.25×
|
1.67×
|
| Dividend Yield |
1.1%
|
0.7%
|
| RSI (14) |
63.8
|
27.4
|
| Beta |
1.296
|
1.799
|
| Expected Upside |
+2.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for EFX versus URI.
EFX leads by 3 points.
EFX scores 55/100 (Watch) versus URI at 52/100 (Watch).
EFX Committee View
50% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — 5 consecutive earnings beats -- consistent execution. Value Analyst remains cautious — p/e of 30.7 is moderate-to-rich. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- P/E of 30.7 is moderate-to-rich — Value
- Price-to-book of 5.8x prices in significant intangible value — Value
- Current ratio of 0.60 is tight -- limited short-term liquidity cushion — Risk
URI Committee View
50% agreement
6 analysts
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.33 across 12 articles, 14d). Risk Analyst remains cautious — high leverage (debt-to-equity 1.59) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 29.2% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- News sentiment is positive (+0.33 across 12 articles, 14d) — News
Bear Case
- P/E of 27.2 is moderate-to-rich — Value
- Price-to-book of 5.7x prices in significant intangible value — Value
- Debt-to-equity of 1.59 adds balance-sheet risk to the value case — Value