FAF vs MTB
First American Financial Corporation vs M&T Bank — AI-powered side-by-side comparison
FAF
First American Financial Corporation
69
Buy
VS
| Metric | FAF | MTB |
|---|
| AI Score |
69
|
70
|
| Price |
$72.28
|
$253.37
|
| P/E Ratio |
9.90×
|
13.58×
|
| ROE |
11.3%
|
9.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
76.8%
|
76.0%
|
| Debt / Equity |
0.31×
|
0.65×
|
| Dividend Yield |
3.1%
|
2.4%
|
| RSI (14) |
35.5
|
59.1
|
| Beta |
1.235
|
0.573
|
| Expected Upside |
+0.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for FAF versus MTB.
MTB leads by 1 points.
MTB scores 70/100 (Buy) versus FAF at 69/100 (Buy).
FAF Committee View
83% agreement
6 analysts
The primary driver is eps growing 299.0% yoy. The main limiting factor is current ratio of 0.07 is tight -- limited short-term liquidity cushion. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 10.2 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 0.07 is tight -- limited short-term liquidity cushion — Risk
MTB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 86.2% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2500.67). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.9 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 86.2% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical