FHI vs PGR
Federated Hermes vs Progressive Corporation — AI-powered side-by-side comparison
FHI
Federated Hermes
70
Buy
VS
PGR
Progressive Corporation
54
Watch
| Metric | FHI | PGR |
| AI Score |
70
|
54
|
| Price |
$65.17
|
$221.49
|
| P/E Ratio |
11.90×
|
11.21×
|
| ROE |
33.7%
|
37.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
71.6%
|
26.9%
|
| Debt / Equity |
0.36×
|
0.24×
|
| Dividend Yield |
2.2%
|
6.2%
|
| RSI (14) |
68.7
|
70.1
|
| Beta |
0.627
|
0.257
|
| Expected Upside |
—
|
+5.9%
|
AI Committee View
Current Innellis committee reasoning for FHI versus PGR.
FHI leads by 16 points.
FHI scores 70/100 (Buy) versus PGR at 54/100 (Watch).
FHI Committee View
100% agreement
6 analysts
The primary driver is 5 consecutive earnings beats -- consistent execution. The main limiting factor is sector concentration is already high (hhi 3063.01). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- ROE of 34.0% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.5% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
PGR Committee View
50% agreement
4 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Growth Analyst remains cautious — growth rate is decelerating quarter over quarter -- the trend line matters more than the level. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth