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FHN vs USB

First Horizon vs U.S. Bancorp — AI-powered side-by-side comparison
FHN
First Horizon
71
Buy
VS
USB
U.S. Bancorp
72
Buy
MetricFHNUSB
AI Score 71 72
Price $25.47 $63.92
P/E Ratio 12.07× 12.76×
ROE 11.1% 11.6%
Revenue Growth YoY
Gross Margin 75.4% 63.8%
Debt / Equity 0.47× 1.42×
Dividend Yield 2.5% 3.3%
RSI (14) 43.4 55.9
Beta 0.622 0.978
Expected Upside +3.3%

AI Committee View

Current Innellis committee reasoning for FHN versus USB.
USB leads by 1 points.

USB scores 72/100 (Buy) versus FHN at 71/100 (Buy).

FHN Committee View
100% agreement
6 analysts

The primary driver is revenue growing 64.2% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.

Bull Case
  • P/E of 11.5 is inexpensive for the broad market — Value
  • Price-to-book of 1.3x is a discount to asset value — Value
  • Dividend yield of 2.7% pays you to wait — Value
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
USB Committee View
100% agreement
6 analysts

The primary driver is revenue growing 84.1% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.

Bull Case
  • P/E of 12.2 is inexpensive for the broad market — Value
  • Price-to-book of 1.3x is a discount to asset value — Value
  • Dividend yield of 3.3% pays you to wait — Value
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
Want the full breakdown?
Committee votes, technicals, and trade plans for both companies.
FHN Full Analysis USB Full Analysis