FHN vs USB
First Horizon vs U.S. Bancorp — AI-powered side-by-side comparison
| Metric | FHN | USB |
| AI Score |
71
|
72
|
| Price |
$25.47
|
$63.92
|
| P/E Ratio |
12.07×
|
12.76×
|
| ROE |
11.1%
|
11.6%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
75.4%
|
63.8%
|
| Debt / Equity |
0.47×
|
1.42×
|
| Dividend Yield |
2.5%
|
3.3%
|
| RSI (14) |
43.4
|
55.9
|
| Beta |
0.622
|
0.978
|
| Expected Upside |
+3.3%
|
—
|
AI Committee View
Current Innellis committee reasoning for FHN versus USB.
USB leads by 1 points.
USB scores 72/100 (Buy) versus FHN at 71/100 (Buy).
FHN Committee View
100% agreement
6 analysts
The primary driver is revenue growing 64.2% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 2.7% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
USB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 84.1% yoy -- genuine top-line momentum. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.3% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical