FNB vs MTB
FNB Corporation vs M&T Bank — AI-powered side-by-side comparison
FNB
FNB Corporation
72
Buy
VS
| Metric | FNB | MTB |
|---|
| AI Score |
72
|
72
|
| Price |
$19.48
|
$254.01
|
| P/E Ratio |
11.53×
|
13.68×
|
| ROE |
8.4%
|
9.8%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
64.4%
|
76.0%
|
| Debt / Equity |
0.73×
|
0.65×
|
| Dividend Yield |
2.5%
|
2.4%
|
| RSI (14) |
68.1
|
65.7
|
| Beta |
0.871
|
0.573
|
| Expected Upside |
+0.5%
|
—
|
AI Committee View
Current Innellis committee reasoning for FNB versus MTB.
The committee scores are tied.
FNB and MTB both score 72/100.
FNB Committee View
100% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- Price-to-book of 0.9x is a discount to asset value — Value
- Dividend yield of 2.7% pays you to wait — Value
Bear Case
- 2 consecutive earnings misses -- execution concerns — Growth
- Price trading above the upper Bollinger Band -- stretched — Technical
MTB Committee View
100% agreement
6 analysts
The primary driver is revenue growing 86.2% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2971.31). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.1 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 86.2% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 76 -- overbought on the larger timeframe too — Technical