LNC vs WBS
Lincoln National Corporation vs Webster Bank — AI-powered side-by-side comparison
LNC
Lincoln National Corporation
66
Buy
VS
| Metric | LNC | WBS |
|---|
| AI Score |
66
|
74
|
| Price |
$44.43
|
$78.77
|
| P/E Ratio |
3.70×
|
12.78×
|
| ROE |
10.8%
|
10.6%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
57.5%
|
62.5%
|
| Debt / Equity |
0.60×
|
0.46×
|
| Dividend Yield |
4.1%
|
2.0%
|
| RSI (14) |
48.7
|
65.0
|
| Beta |
1.125
|
1.005
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for LNC versus WBS.
WBS leads by 8 points.
WBS scores 74/100 (Buy) versus LNC at 66/100 (Buy).
LNC Committee View
83% agreement
6 analysts
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 3.7 is inexpensive for the broad market. Risk Analyst remains cautious — bollinger bandwidth of 21.6% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 3.7 is inexpensive for the broad market — Value
- Price-to-book of 0.8x is a discount to asset value — Value
- ROE of 22.0% shows genuine earnings power backing the valuation — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 21.6% signals elevated volatility — Risk
WBS Committee View
83% agreement
6 analysts
The primary driver is revenue growing 93.5% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.6 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 93.5% YoY -- genuine top-line momentum — Growth
Bear Case
- Weekly RSI at 78 -- overbought on the larger timeframe too — Technical