WBS · NYSE · STOCK
Webster Bank (WBS) Stock Analysis
$77.59
52W $52.69 – $79.74
72/100
$12.57B
12.6
1.00
Is WBS Bullish or Bearish?
Bullish.
Innellis AI committee rates Webster Bank (WBS) Buy with a composite score of 72/100
, based on 6 analysts with 83% agreement.
Last updated August 30, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +3.26 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -16.74 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull & Bear Case
Bull Case
- P/E of 12.6 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 93.5% YoY -- genuine top-line momentum — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- No news coverage in the last 14 days -- limited independent confirmation either way — News
- Negative filing: Delisting notice or failure to satisfy listing rule (9d ago) — News
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 30, 2026
Overall Committee Score
72/100
Agreement
83%
Analysts
6
Conviction
High
Sector Rank
Top 0%
of 211 Financial Services peers
Value Analyst
bullish
77
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.6 is inexpensive for the broad market
Growth Analyst
bullish
85
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 93.5% YoY -- genuine top-line momentum
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.14) -- balance sheet can absorb a shock
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
48
/ 100 · Moderate confidence
News flow is mixed or quiet -- no strong signal either way right now
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3066.46)
Investment Thesis Evolution
Committee score moved marginally from 71.7 to 71.7.
Comparing 2026-08-29 to 2026-08-30 (1 day apart).
Technical Analysis
RSI (14)
37.6
Neutral
MACD Histogram
-0.149
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.43
Inside Bands
Price vs Moving Averages
EMA 9
$78.32
Below
EMA 21
$77.88
Below
EMA 50
$76.50
Above
EMA 200
$70.32
Above
Fundamental Analysis
Valuation
100
Growth
58
Profitability
66
Financial Health
50
Cash Flow
70
Valuation
P/E Ratio
12.6×
P/B Ratio
1.27×
PEG Ratio
0.50
Dividend Yield
2.06%
52W High
$79.74
52W Low
$52.69
Quality & Growth
ROE
1056.4%
ROA
119.3%
Gross Margin
6250.7%
Operating Margin
2690.9%
Revenue Growth YoY
—
Debt / Equity
0.46
AI Fundamental Assessment
P/E ratio of 12.6 (inexpensive relative to a 15-40x range); Price-to-book of 1.3x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.6%; Return on assets of 1.2%; Net margin of 23.3%; Gross margin of 62.5%; Current ratio of 0.33 (tight short-term liquidity); Debt-to-equity of 0.46; Free cash flow per share is positive (5.14); Most recent quarter missed estimates by 2.1%; EPS growth accelerating (-1.3% -> +1.9% QoQ); Average YoY EPS growth of 5.3%; Analyst estimates rising over recent quarters
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