MA vs V
Mastercard Inc. vs Visa Inc. — AI-powered side-by-side comparison
MA
Mastercard Inc.
57
Watch
VS
| Metric | MA | V |
|---|
| AI Score |
57
|
57
|
| Price |
$589.17
|
$385.48
|
| P/E Ratio |
32.35×
|
32.75×
|
| ROE |
193.5%
|
52.9%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
100.0%
|
80.2%
|
| Debt / Equity |
4.39×
|
0.68×
|
| Dividend Yield |
0.6%
|
0.7%
|
| RSI (14) |
76.7
|
79.6
|
| Beta |
0.761
|
0.77
|
| Expected Upside |
+0.1%
|
+0.0%
|
AI Committee View
Current Innellis committee reasoning for MA versus V.
The committee scores are tied.
MA and V both score 57/100.
MA Committee View
67% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — 3 consecutive earnings beats -- consistent execution. Risk Analyst remains cautious — high leverage (debt-to-equity 2.46) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 232.5% shows genuine earnings power backing the valuation — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- P/E of 31.2 is moderate-to-rich — Value
- Price-to-book of 66.3x prices in significant intangible value — Value
- Debt-to-equity of 2.46 adds balance-sheet risk to the value case — Value
V Committee View
60% agreement
5 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 61.3% shows genuine earnings power backing the valuation — Value
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- P/E of 31.3 is moderate-to-rich — Value
- Price-to-book of 17.3x prices in significant intangible value — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth